Support Banking

Those, who have high spending limit, prefer a gold credit card.

A gold credit card is issued by both Visa and MasterCard. These cards are worldwide accepted both online and traditionally.

Some Visa gold credit card issuing banks:

Canadian Imperial Bank of Commerce

Royal Bank

Citizens Bank

ANZ

Standard Chartered Bank

Some MasterCard gold credit card issuing banks:

Citibank

HSBC

Bank of Montreal

Bank of America

State Bank of India

‘Zero Liability’ feature of Gold card:

The ‘Zero Liability’ feature of gold card has been introduced by both Visa and MasterCard to protect the cardholders from fraudulent card transactions. This feature covers the cardholder both on online and traditional card transactions.

An account with a good credit history:

Exercised reasonable caution to protect the card from any type of fraudulent use

Reported only two events of unauthorized use in the span of the past 12 months

Gold Credit Cards application procedure:

Gold credit cards are only issued to people, who have reached their legal adulthood, even though the legal age may vary from one country to another. The wannabe cardholder must have a good credit history.

People, who do not have a history of bankruptcy or delinquent accounts, can also apply for a Gold credit card.

Features of Gold Credit Cards:

The features and benefits of the Gold credit cards may vary in accordance with the policies of the issuing bank or the service providing company. Instant card replacement in case of emergencies

Emergency cash advance service:

Round-the-clock stolen or lost card reporting services

‘Zero Liability’ feature, wherein the cardholders only pay for authorized card transactions

Emergency legal and medical assistance

Global assistance to locate ATMs:

Availability of worldwide 24/7 emergency customer service in different languages

Car rental insurance that covers the car in case of collisions or damage

A minimum credit limit of $5,000